When running a business from home, you’ll need an insurance policy that covers business valuables and household items.

Take these steps to safeguard your business and insurance policy.  

• Check your existing household policy to see if it excludes cover for business use.
• If so, contact your insurance provider to let them know that you require extra coverage, to take into account your computer/other business assets.
• If you regularly have customers visiting your home based business, you might consider taking out an extra premium that covers you for public liability.

The cost of upgrading from domestic to business is just a few pounds extra per month and an investment that’s worth making.